The Devil Dad Bought an Accident Insurance for My Mom Novel Cover

The Devil Dad Bought an Accident Insurance for My Mom

8.3 / 10.0
Following her mother's suspicious fatal fall off a cliff, a daughter witnesses her father collecting a massive insurance payout. The mystery deepens a year later when her mother's best friend arrives with a baby boy. Raised by a grandmother who favors boys, the pampered son causes a devastating drunk-driving accident at age eighteen. To shield him, the father demands the daughter take the blame, delivering a chilling ultimatum: accept the prison sentence or pay with her life.
The Devil Dad Bought an Accident Insurance for My Mom Summary
Following her mother's suspicious fatal fall off a cliff, a daughter witnesses her father collecting a massive insurance payout. The mystery deepens a year later when her mother's best friend arrives with a baby boy. Raised by a grandmother who favors boys, the pampered son causes a devastating drunk-driving accident at age eighteen. To shield him, the father demands the daughter take the blame, delivering a chilling ultimatum: accept the prison sentence or pay with her life.
Read More

The Devil Dad Bought an Accident Insurance for My Mom Chapter 1

  Shortly after my mom fell off a cliff, my dad got some extra money, supposedly from the premiums from my mom's accident.

  A year later, my mom's best friend came to our house with a baby boy in her arms.

  My grandma favoured boys over girls, so she doted on him, which led to a drink-driving accident when he was 18.

  My dad forced me to take the blame for him in order to protect him.

  I refused, of course, but my dad gave me only two choices: either take the blame or die!

  I was sentenced to ten years in prison for a traffic accident.

  I survived for ten years but died on the second night after I was released from prison. My dad said that only the dead can keep secrets.

  When I opened my eyes again, I realized I had been reborn.

  I was six years old. My mom was worried because she had never given birth to a boy, so at the insistence of her friend Silvia, she climbed to the top of the mountain.

  There was a church on the top of the mountain, which was said to be very spiritual.

  After coming out of the church, Silvia pulled my mom to the edge of the cliff and said that she wanted to take photos.

  The wind was very strong on the top of the mountain. Standing on the edge of the cliff, my mom was swaying in the wind. Silvia, on the other hand, was a little distracted. Her almond-shaped eyes rolled as she looked from the left to the right.

  She was looking for an opportunity to kill my mom.

  In this life, I would never allow that tragedy to happen again.

  "Aunt Silvia, who is the little boy on your back? Why is he bloody?"

  Silvia had already given birth before. The boy was born prematurely, all of his organs didn’t grow well and he died before he could even live a hundred days.

  As for me, I was usually a girl who spoke a few words, let alone lied. Silvia trusted me.

  "David!"

  Silvia was so scared that her face turned pale, rushing towards my dad instinctively

  My dad turned to scold me, "What nonsense are you talking about? There’s nothing on Aunt Silvia's body!"

  I pointed to the edge of the cliff. "Isn't he right there? He jumps off Aunt Silvia and stands there, smiling at us."

  My mom had always been a half-believer in ghosts and gods. "I'm afraid it's not clean here. Children can see something that adults can't."

  I threw myself into my mom's arms and burst into tears. "Mom, I'm scared!"

  It seemed that my dad didn't want his plan to fail, so he insisted on taking photos of my mom and Silvia before we left, but Silvia refused to go to the cliff.

  The trip didn’t let my dad didn't get what he wanted. He would definitely find another chance.

  Now the only way I could get my dad to drop his plan was to get him to stop being the beneficiary of the insurance.

  After dinner, my dad secretly went to Silvia's house.

  My grandma began to scold my mom after she was full, "Useless! If you can't give birth to a son, get a divorce. You are not welcome here!"

  My grandma didn't like me either. She always said that I had stolen her precious grandson's place.

  To hide from the chaos, I sneaked out.

  When I came back, I told my mom after I exaggerated what I saw.

  "Mom, I saw my dad hugging Aunt Silvia at her place."

  Of course, my mom didn't believe it. In her perception, although my dad hadn't been a model husband, he had treated her pretty well.

  Silvia was her best friend. Although she was a little open-minded, she treated my mom quite well.

  But because I had never lied, my mom became suspicious.

  My dad was very cautious. He seemed to have found out that I was following him. For the next few days, he did not go to Silvia's house.

Continue Reading

The Devil Dad Bought an Accident Insurance for My Mom of Contents

Ch. 1 Ch. 2
Ch. 3
Ch. 4
Ch. 5
Ch. 6
Ch. 7
Ch. 8
Ch. 9
Ch. 10
Ch. 11
all

You may also like

New Release Novels

A Devil's Deal To Destroy My Ex-husband Novel Cover
9.2
Betrayed and left for dead by her billionaire husband, a scorned woman narrowly survives a calculated assassination attempt. Fueled by a thirst for vengeance, she enters a dangerous pact with a mysterious and powerful figure known as the Devil. In exchange for the resources to dismantle her ex-husband's empire, she must navigate a high-stakes world of wealth and deceit. This dark romance follows her ruthless journey to reclaim her life and destroy the man who ruined her.
Broken Luna Returns for Revenge Novel Cover
8.7
When Nyra, daughter of Lunessa and Alpha Brexon, collapses with a failing lunar core, only her father's blood can save her. But just as Brexon prepares to act, his long-lost former mate Lyssa reappears. She brings Orrin, Brexon's son, who suffers from the exact same fatal illness. With only enough blood to stabilize a single child's core, the Alpha faces an impossible, devastating choice. Which pup will Brexon save, and which mother will watch her child fade away?
After They Framed Me for Murder on the Highway, My Convoy Arrived Novel Cover
8.2
Driving a massive Freightliner semi on a crowded highway, a trucker does everything to keep the road safe. But when a reckless SUV cuts him off and plays deadly brake games, disaster strikes on a steep downhill curve. To avoid obliterating a school bus full of children, the trucker makes a split-second turn, colliding with the SUV and triggering a multi-car pileup. After risking his life to pull the hostile driver from the burning wreckage, he is met with a slap and a malicious attempt to frame him.
Giving Him to Someone Who Wants Him Novel Cover
9.0
Irene has loved Alpha Anderson for twelve years, believing they were fated mates. However, during their sacred marking ceremony, Anderson publicly rejects her to claim Leah as his true Luna. He dismisses his previous bond with Irene as a mistake, choosing to exchange vows with another under the Frostmoon. Witnessing this betrayal from the shadows, Irene decides to finally release him. Yet, as she prepares to depart, her absence begins to unravel the Alpha in unexpected ways.
He Thought My Mother Died, but It Was His Novel Cover
8.8
When billionaire Josiah Broadway ignores a ten-million-dollar ransom to celebrate with his mistress, his own mother pays the ultimate price. Callously believing the hostage is his mother-in-law, he refuses to pay and lets her perish. Following the recovery of the disfigured body, he demands the corpse be delivered to a studio to serve as a realistic prop for a performance. His wife, fueled by silent fury, obeys his grim request. He Thought My Mother Died, but It Was His explores a deadly mistake.
I Ditched My Toxic Fiancé and Married His Hot Brother Novel Cover
9.0
After ten years of devotion, my childhood sweetheart Dean Shepard called off our arranged marriage the moment we turned eighteen, fleeing the country to pursue his first love. To make amends, his guilt-ridden family arranged a new fiancé for me. But when Dean suddenly returns, weeping on his knees and begging for my hand, I can only smile. My new husband is far superior in every way, leaving my toxic ex with nothing but regret.
Chapters
Read now
Share
Minishorts Logo
Read web novels, online fiction, and trending romance stories on MiniShorts. Discover billionaire romance, werewolf fantasy, drama, and fantasy novels, plus selected short drama content inspired by popular storytelling trends.
MiniShorts Youtube
PRODUCTS AND SERVICES
About us
support@minishorts.com
©2026 MiniShorts All Rights Reserved.