Chapter 4

The morning light cut through my apartment windows like an accusation. I'd spent the night on the bathroom floor, my phone clutched in one hand, watching my reputation disintegrate tweet by tweet. Now, sitting at my kitchen table with cold coffee and a laptop that felt like a lead weight, I had one task: pay my developers.

I logged into the corporate account. The screen loaded. Then froze.

Red text blazed across the interface: ACCESS DENIED - PENDING FEDERAL INVESTIGATION.

My fingers hovered over the keyboard, paralyzed. I refreshed. Same message. Tried the backup account. Same red letters, same accusation.

My phone rang. Jadiel Guzman's name flashed on the screen.

I answered without thinking. "Mr. Guzman—"

"Ms. Reed." His voice was ice wrapped in legal precision. "I'm calling to formally notify you that Summit Capital is rescinding our term sheet, effective immediately. Furthermore, we're pursuing legal action to recover the preliminary funds transferred to your account last month."

The kitchen tilted. "Those funds were legitimate. I used them for—"

"For what? Paying off earlier investors in your Ponzi scheme?" His words were surgical, each one placed to cut. "Our forensic accountants have traced the money. The pattern is textbook fraud. You should expect a lawsuit by end of week."

The line went dead.

I stared at the phone, at the red text on my laptop screen, at the walls of my apartment closing in. Elliott hadn't just destroyed my reputation. She'd locked me out of my own company, frozen my assets, backed me into a corner where my only option was surrender.

Bankruptcy sale. That's what she wanted. Force me to liquidate, sell the IP for pennies, watch her swoop in and claim everything I'd built.

I grabbed my keys.

The Summit Capital lobby was all marble and chrome, designed to make visitors feel small. The receptionist's smile died when she saw me approach.

"I need to speak with someone from the executive team," I said.

Her fingers moved to her phone. "I'm sorry, but—"

"I'm not leaving until I do."

Security arrived within minutes. Two guards in navy blazers, their hands resting near their belts. But before they could reach me, the elevator doors opened and a man stepped out.

He was tall, dark-haired, wearing a gray suit that looked expensive without trying. His eyes found mine across the lobby—sharp, assessing, curious rather than hostile.

"It's fine," he said to the guards. Then to me: "Ms. Reed?"

I nodded, not trusting my voice.

"Erik Patterson. I'm the new CEO." He extended his hand. "Why don't we talk in my office?"

His office was smaller than I expected, less ostentatious. Books lined one wall—actual books, not decorator spines. A notepad sat on his desk, covered in handwritten notes.

He gestured to a chair. "I wasn't at your pitch meeting. I was in London, finalizing my transition here. But I've read the reports." He paused, studying my face. "And I've read your work."

That caught me off guard. "My work?"

"Your paper on lossless compression algorithms. Published in the Journal of Computer Science three years ago. Brilliant stuff. Revolutionary, actually." He leaned back in his chair. "Which is why the fraud allegations don't quite add up."

Hope flared in my chest, dangerous and desperate. "They're fabricated. All of it. Elliott Gray forged those documents, manipulated your team—"

"I believe you." His words were quiet, careful. "Or at least, I'm inclined to. But belief isn't evidence, Ms. Reed. The board has seen bank statements, code reviews, transaction logs. They're convinced."

"Because Elliott convinced them. She's a con artist. She—"

"Prove it." He slid a business card across the desk. His personal cell number was handwritten on the back. "My hands are tied right now. The board wants blood, and they think it's yours. But if you can bring me evidence—real evidence—I'll listen."

I took the card, my fingers trembling. "Why are you helping me?"

"Because I've seen what corporate sabotage looks like. My father lost his business to it." His jaw tightened. "And because someone who writes code like you do doesn't need to run a con. You're the real thing."

The office felt too bright, too full of possibility I couldn't afford to trust. But I pocketed the card anyway.

When I reached Lumina's office, the door was propped open. Boxes lined the hallway. My three developers were packing their equipment, their faces carefully neutral when they saw me.

"I'm sorry," I said. The words felt pathetic, inadequate. "I'll fix this. I'll pay you what you're owed—"

"It's okay, Reya." Dev, my lead engineer, wouldn't meet my eyes. "We got offers elsewhere. Good luck."

They filed out one by one, taking pieces of my company with them. When the last one left, I stood alone in the empty office, surrounded by the ghosts of three years' work.

That's when I broke.

I sank to the floor, my back against the wall, and let the sobs come. Ugly, gasping sounds that echoed in the empty space. Everything I'd built, everyone I'd trusted—gone. Destroyed by a woman I'd known for less than a week and a man I'd loved for three years.

The door slammed open.

"Jesus Christ, Reya."

Indy Marshall stood in the doorway, takeout bags in one hand, laptop bag slung over her shoulder. Her purple hair was pulled back in a messy bun, her eyes fierce behind black-rimmed glasses.

She dropped the bags and crossed to me in three strides, pulling me into a hug that smelled like jasmine and determination.

"I've been calling you for twelve hours," she said into my hair. "Don't ever do that again."

"Indy—"

"Shut up. Eat first, then we talk." She pulled back, her hands on my shoulders. "I've been digging into your new friend Elliott Gray. And Reya? Her Stanford MBA doesn't exist. I checked the alumni database, called the registrar, even hacked into their archived records."

I stared at her. "What?"

"Elliott Gray never went to Stanford. Never went to Wharton either, which she also claims on her LinkedIn." Indy's smile was sharp, dangerous. "Your boyfriend's new girlfriend is running a long con. And we're going to prove it."

Chapter 5

The email arrived at 2:47 AM, the notification lighting up my dark bedroom like a flare.

I'd been awake anyway, staring at the ceiling while Indy snored softly on my couch. Sleep felt like a luxury I couldn't afford, not when my company was bleeding out in real-time.

The sender: Elliott Gray. Subject line: "A Path Forward."

My thumb hovered over the screen. Every instinct screamed not to open it, but I did anyway.

*Dear Reya,*

*I understand you're going through a difficult time. Despite our professional disagreements, I want to help you avoid criminal prosecution. I'm prepared to offer $50,000 for Lumina's intellectual property and patent rights. This will allow you to pay back your investors and move forward with your life.*

*The offer expires in 48 hours. After that, I'm afraid federal investigators will become involved, and your options will be significantly more limited.*

*I've attached the settlement agreement. Sign it, step down from Lumina, and this all goes away.*

*Regards,*

*Elliott*

I opened the attachment with shaking hands. The contract was twelve pages of legal jargon that boiled down to three things: surrender my IP, resign from my own company, and sign an NDA so comprehensive I'd never be able to tell anyone what really happened.

Fifty thousand dollars. For three years of work. For an algorithm worth millions.

It wasn't a settlement. It was a execution disguised as mercy.

I was still staring at the screen when someone pounded on my door.

The sound was violent, rhythmless—fists hammering wood like they wanted to break through. Indy bolted upright on the couch, her hand reaching for her phone.

"Reya!" Scott's voice, slurred and furious. "Open the goddamn door!"

Another round of pounding. The door frame shuddered.

"Don't," Indy whispered, but I was already moving.

I looked through the peephole. Scott stood in the hallway, his shirt untucked, his hair wild. His eyes were red-rimmed, unfocused. Drunk or high or both.

I opened the door but kept the chain lock engaged. "Scott, it's three in the morning—"

"You need to sign the papers." He shoved against the door. The chain held, barely. "Elliott sent you the offer. Sign it."

The smell of whiskey rolled off him in waves. "You're drunk. Go home."

"I can't go home!" His voice cracked, desperate and mean. "I took out loans, Reya. Against my cut of the settlement. Fifty grand in loans because Elliott said this was a sure thing, and now she's saying you're being difficult, that you might not sign—"

The words hit me like a bucket of ice water. "You took out loans? Before I even saw the offer?"

"Don't act so fucking superior." He slammed his palm against the door again. "You're broke. You're nobody. You should be grateful we're not pressing charges."

Indy appeared behind me, phone in hand, 911 already dialed. "Scott, leave or I'm calling the cops."

He ignored her, his eyes locked on mine through the gap. "Three years I wasted on you. Three years pretending your little startup was going somewhere, listening to you talk about changing the world." His laugh was ugly, bitter. "You're a fraud, Reya. A broke nobody playing dress-up as an entrepreneur. Sign the fucking papers so I can get what I'm owed."

Something inside me crystallized, cold and sharp.

"Get out," I said quietly.

He lunged forward, his fingers hooking around the edge of the door, trying to force it open. The chain groaned. Indy hit the call button.

I threw my weight against the door. Scott stumbled back, cursing, and I slammed it shut, flipping the deadbolt with trembling hands.

His fists hammered the wood twice more, then stopped. Footsteps retreated down the hallway. A distant elevator chime.

Silence.

Indy lowered her phone, her face pale. "Reya—"

"I'm fine." But my hands wouldn't stop shaking.

I walked to my bedroom closet and pulled down the box from the top shelf. Inside, beneath old tax returns and college transcripts, was a framed photo I hadn't looked at in three years.

Me at sixteen, standing beside my father on the floor of the New York Stock Exchange. His hand rested on my shoulder, pride evident in his slight smile. Behind us, traders moved like schools of fish, and the electronic tickers spelled out fortunes in red and green.

I'd buried this photo the day I started Lumina. Buried it because I wanted to prove I could succeed without the Reed name, without the weight of Wall Street royalty smoothing my path.

But Elliott hadn't played fair. Scott hadn't played fair. They'd brought knives to what I thought was a fair fight.

I was done fighting with one hand tied behind my back.

I found my phone and scrolled to a contact I hadn't called in months. My thumb hovered over the name.

John Reed. Dad.

Indy stood in the doorway, watching me. "Reya? What are you doing?"

I hit call.

It rang once. Twice. Then his voice, alert despite the hour: "Reya?"

"Dad." My voice was steady now, cold. "I'm done doing this the hard way. Bring the car."

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